Terms of Use and Privacy Statement

Thank you for visiting the Retirement Journeys website. Please familiarize yourself with our Terms of Use policies (Policy). Use of our web site indicates your acceptance of this Policy. If you do not understand or accept the Policy, you may contact us for further explanation or choose not to use the website.


Accessing the Retirement Journeys website enables you to view, download or copy content for your personal, private and/or non-commercial use only. Any other transmission or other use of the website’s content, including any commercial use, must be pre-approved by an authorized representative.

Retirement Journeys, in its absolute discretion, may terminate or restrict your use or access to its website in whole or in part, if in the opinion of Retirement Journeys, you are in breach of this Policy.

Website Disclaimer and Legal Statements

All content and other materials on the Retirement Journeys website are protected as the copyrights, trademarks and intellectual property of Retirement Journeys or its partners.  Any unauthorized use of the content may violate copyright or trademark laws and are a breach of this Policy.

No names, trademarks, service marks or logo of Retirement Journeys appearing on this site may be used in any advertising or publicity, without the prior written consent of Retirement Journeys.  Further, such names, trademarks, service marks, logo or other images may not otherwise be used where such use might indicate Retirement Journeys sponsorship or affiliation with any product or service.

Retirement Journeys provides information and services on its website as a benefit and service to its members and the public and has attempted to ensure that the information contained is current and accurate. However, Retirement Journeys makes no representation about the accuracy or suitability of this information and these services for any particular purposes. Retirement Journeys makes no warranty, representation or promises of any kind related to the information contained on this website. Certain types of information may be subject to change frequently and periodically. Therefore, visitors to this website are encouraged to contact the indicated sources to obtain the latest information available on a particular topic.

Retirement Journeys disclaims any and all responsibility for inaccuracies on its website. Assessing the accuracy and reliability of information is the responsibility of the user. Retirement Journeys shall not be liable for errors contained herein or for any special, incidental, consequential, indirect or punitive damages in connection with the use of the information contained on this website, nor on any other websites or services to which we provide links or access.

The information contained in this article is not offered as advice or guidance. It’s purpose is illustrative – not instructive or prescriptive. As always, consider seeking professional advice when it comes to your financial decisions.

Links to Other Sites

The Retirement Journeys website may provide links to other websites. If you connect to another site, you are no longer on the Retirement Journeys website and our Policy no longer applies.  Retirement Journeys makes no warranty, nor takes any responsibility for, the information or content in those sites, nor does it exercise any control thereof.


Our privacy policy describes the information we may collect, how that information may be used, whether it is disclosed to other parties  and who to contact if you have further questions.

We do not collect your personal information when you visit the Retirement Journeys website unless you choose to provide it to us, e.g. via online transactions, completion of any form or signing up for emails. Also, we may collect technical information that’s used to improve our site. Examples of this information include, but are not limited to, IP addresses, browser used, date and time stamps, websites that you may have linked from and the pages you visit. Note that your web browser may use a persistent cookie to facilitate website usage. These cookies are simple text files stored on your computer by your browser. They are not initiated or controlled by the Retirement Journeys. Retirement Journeys has not developed cookies. Retirement Journeys is not responsible for any outside cookies, crawlers, trackers of other information gathering applications and code. Retirement Journeys is not responsible for any computer security protections including, but not limited to, viruses, malware and spyware. Nor is Retirement Journeys responsible for fixing any such problems or the consequences of any such problems.

When you make a transaction, submit a form or otherwise provide us with personal information, we may store that information in a database. We may use that information to contact you regarding  news, events, membership, fundraising, transactions, reservations, questions or other  related business. We do not sell or share your information with any other party. Technical information is typically used for statistical analyses which are used to improve the website and the user’s experience.